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Take the first step towards securing your family's financial future by scheduling a personalized life insurance consultation.
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Frequently Asked Questions
Common Questions Answered for your convenience.
What type of insurance do you specialize in?
I help individuals and small business owners secure life insurance that grows with them — including income-generating policies like IULs and protection-focused options like Final Expense and Term Life.
Do I need a medical exam to get coverage?
Not always. Some policies offer simplified underwriting or no-exam options depending on your age, health, and the amount of coverage you’re applying for.
How much life insurance do I really need?
It depends on your goals. Whether you want to cover final expenses, protect your income, or grow tax-free retirement income, I’ll help you find the right amount based on your needs and budget.
Can life insurance really create income for me?
Yes — certain policies like Indexed Universal Life (IUL) are designed to build cash value that you can access tax-free in retirement.
What if I’ve been denied coverage before?
I work with over 30 insurance companies, so even if you’ve been turned down elsewhere, there may still be options available for you.
Is there a cost for your consultation?
Never. I believe in educating first. My quotes and consultations are 100% free and obligation-free.